Lenders use DealerCentric Solutions in their indirect lending environment with Auto Dealers. DealerCentric's decision engine accesses the borrowers credit file(s), combines it with the application information and matches the information against lender's proprietary mix of loan programs, pricing, credit policies and/or custom scoring models to determine whether a borrower has qualified.

    Through an XML interface between DealerCentric and Lenders loan origination system, each lender realizes operational cost savings by only incurring costs associated with credit applications they would be likely to fund, rather than applications processed.

    Lenders pay DealerCentric a minimal one time implementation fee and minimal per application transaction fees.